Property Investment Audit Service



Are you a busy professional who is managing your own property investment portfolio?
Have you been thinking how could I boost the financial performance of my property portfolio?

We understand where you are coming from.

Our Property Investment Audit Service is designed for existing investors to help:
 
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improve the financial performance of their investment property / properties and/or
•
grow their property portfolio.
 

IMPROVING THE FINANCIAL PERFORMANCE OF YOUR PROPERTY PORTFOLIO


We will meet with you and run through a comprehensive checklist which highlights areas of potential improvement for your property / properties. We will assess with you:

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Rent – are you getting market rental?
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Occupancy – is your property let for as many weeks a year as it could be?
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Improvements – could changes be made to the property to increase the rent?
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Mortgage – could a different type of mortgage reduce your repayments?
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Mortgage Interest rates – do you have competitive interest rates?
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Property Ownership – does your present property ownership structure give you the best tax advantage?
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Repairs & Maintenance – could better tenant selection and management reduce your property maintenance bill?
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Depreciation – are you claiming all the depreciation you are entitled to for the property?
Small improvements, in some or all of these areas, can significantly improve the cash flow of your property / properties


GROWING YOUR PROPERTY PORTFOLIO


Many property investors will need a number of investment properties to achieve their financial goals.
However, for a number of reasons many find they can’t move forward. For example :

•
Insufficient income to meet a lender’s borrowing test
 
There are many mortgage lenders in the market place and their income based lending criteria varies widely. We look at all the options and if you don’t meet any reasonable mortgage lending test we will help you to look at other options.
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Insufficient equity to buy further property
 
Most lenders borrow against a current Rating Property Valuation or Registered Property Valuation. If either property valuation is too low for your loan to be approved, we will first look at the registered property valuation – we often see variations of thousands of dollars in valuations on the same property. Sometimes it’s as simple as recommending another valuer or it may be suggesting a strategy of buying in high growth areas where property values are likely to increase faster, therefore increasing your equity.
•
All your equity (property) is with one lender
 
Some property investors, with significant borrowings, have all their property equity and loans with the same mortgage lender. This is dangerous because the mortgagae lender controls all your equity. If they decline your next loan application, your choices can be expensive – you don’t buy the next property and miss out on positive cash flow and capital gain, or you refinance your properties and loans to another lender, potentially paying thousands of dollars in break fees, or refinancing your loans at a higher interest rate paying thousands in extra interest. There are various strategies we can use to overcome this.
  
We will go through these points with you and produce a report based on our discussions and outline our recommendations.
The duration of this meeting is 1-1.5 hours.

Costs for this meeting, which include the production of the report, start at $250, depending upon the size and complexity of your property portfolio.  This can be discussed with us prior to meeting.

For clients who want to act on the Improvements recommendations of the Audit, we offer a Property Project Management Service and the fee for this is dependent on the work involved and is negotiated.

If either of these concepts sound interesting and you would like to discuss in more detail click here to arrange a Property Investment Audit meeting.
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